Residential Mortgages
We have served our customers and our communities for more than 20 years, and will continue to do so with the customer service you have come to know and expect. Our loan officers are with you throughout the entire process from application to closing. We make your financing search quick and enjoyable. Our great terms and competitive rates come with plenty of personal attention along the way. Let us help you get the loan the best suits your needs.
Conventional Mortgage
This is a traditional home loan that might be a good fit if you have an established credit history and can make a standard down payment.
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Mortgage Refinancing
Lower your monthly payments or access your home’s equity with competitive refinancing options.
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FHA Loan
If you're worried about having a large down payment or perfect credit, this government-insured loan might be for you.
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Affordable Mortgage Programs
Learn about our Affordable Mortgage Programs and opportunities for low-fixed rate mortgages.
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VA Home Loans
If you've ever served in the military, this loan offers great benefits, like potentially no down payment, to help you buy a home.
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USDA Home Loan
If you're considering a home in a more rural area, this government-backed loan might be a perfect match.
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HELOC (Home Equity Line of Credit)
Think of this as a flexible credit line using your home's value; it's great if you need funds now and then.
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Home Equity Loan
If you've built up value in your home and need a one-time loan, this lets you borrow against that value and pay it back in installments.
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Down Payment Assistance Programs
Learn about federal, state, and county down payment assistance programs available through 1st Colonial.
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Not sure which mortgage option is the perfect fit for your needs?
Reach out to our mortgage experts today. We're here to guide you through the choices and find the best solution for your unique situation!
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