Affordable Mortgage Programs
1st Colonial Community Bank offers special, low fixed-rate mortgages through our Affordable Mortgage program to purchase homes in select low-to-moderate income areas*. The mortgage loan requirements are less strict than typical mortgages making it easier to achieve the dream of home ownership.
Start Your Application
Contact A Loan Officer
Features:
-
Credit scores as low as 620
-
No Private Mortgage Insurance (PMI) required on Conventional Affordable Mortgage.
-
Competitive Rates
-
No need to be a 1st time homebuyer
-
May be combined with eligible grant and down payment assistance programs.
-
Lender credit offer available on government-backed affordable mortgage programs.
Apply online now or call 1.877.785.8550 to speak to one of our mortgage experts.
*Properties must be located in a Low Moderate Income (LMI) or Majority Minority Tract (MMT) area within our assessment area. Please contact us to see if the home you’re interested in qualifies or to get a list of qualifying areas.
Start Your Application
Contact A Loan Officer