Conventional Home Mortgage
Unlock Your Dream Home with 1st Colonial Community Bank
Welcome to 1st Colonial Community Bank, your trusted partner in Southern New Jersey and Southeastern Pennsylvania We're more than just a bank; we're a community. With branches in Collingswood, Westville and Limerick, PA, we're committed to providing exceptional customer service and building lasting relationships with our customers. When it comes to securing a home loan, our conventional mortgage is designed to meet the needs of anyone from the First Time Homebuyer to the most sophisticated or experienced real estate buyers.
Start Your Application
Contact Our Lenders
The Benefits of Holding the Key to Your Own Home
A home loan isn't just a financial product; it's a tool that empowers you to unlock new possibilities. Whether you're upgrading to accommodate a growing family, relocating for a new job, or investing in a property, our conventional mortgage can help you achieve your goals.
Our conventional mortgage offers:
- Fixed Interest Rates: Enjoy the certainty of fixed interest rates that won't change over the life of your loan.
- Adjustable Rates (ARM) – the interest rate applied on the outstanding balance varies throughout the life of the loan.
- Flexible Loan Options: We offer a variety of programs to suit your needs.
- Local Expertise: Our team understands the real estate markets we serve and can provide tailored guidance.
Step into Your New Home: Begin Your Homeownership Journey Today
Ready to take the next step in your real estate journey? You can apply for a mortgage online right now or get in touch with us to schedule a meeting with one of our seasoned lenders at a time and location that is convenient for you. With locations in Collingswood, Westville, Mount Laurel, and Limerick, we offer easy and convenient access for the homebuyers of Southern New Jersey and Southeastern Pennsylvania. At 1st Colonial Community Bank, we're ready to help you unlock your dream home.
Start Your Application
Contact Our Lenders
Frequently Asked Questions about Conventional Mortgages
What is a conventional mortgage?
A conventional mortgage is a way to borrow money to buy a house, where you need a good credit score and some money saved up for a down payment. Unlike some other types of loans (FHA Loans, VA Loans, USDA Home Loans) it's not supported or protected by the government. They are the most common type of mortgage loan.
What are the benefits of a conventional mortgage?
Conventional mortgages may often offer more flexibility in terms of loan amounts and down payment requirements.
How does a fixed interest rate mortgage benefit me?
A fixed interest rate means your monthly mortgage payment won't change over the life of the loan, making it easier for you to budget.
How can I apply for a conventional mortgage?
You can apply for a mortgage online right now or get in touch with us to schedule a meeting with one of our seasoned lenders at a time and location that is convenient for you.
Start Your Application
Contact Our Lenders