Find Our Best Rate: Explore Checking, Savings and More

At 1st Colonial Community Bank, we believe in empowering the Greater Philly community with financial solutions that offer not just security, but growth for your hard-earned money. That's why we've designed a suite of deposit products, including versatile checking accounts, high-yield savings accounts, and competitive Certificates of Deposit (CDs), tailored to meet the diverse needs of our customers. Whether you're aiming to manage your daily finances with ease, save for a future goal, or invest with guaranteed returns, our deposit options are crafted to provide you with the flexibility and peace of mind you deserve. Join us to explore how our commitment to excellence and community-focused banking can help elevate your financial wellbeing.

Effective as of March 1, 2025

Colonial All In Checking ⁽¹⁾

All of the functionality of a checking account with the high-yield rate of a savings account. Checking and Savings All In a single account.

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Deposit Product	Interest Rate	A.P.Y.
All Balances	3.00%	3.04%

Colonial Statement Personal Savings Rates⁽¹⁾⁽⁶⁾

An interest-bearing account ideal for long-term savings, leveraging daily compounding interest to optimize and grow your savings over time.

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Deposit Product	Interest Rate	A.P.Y.
Balances $0.01 to $50,000	0.60%	0.60%
Balances $50,000.01 - $250,000	0.60%	0.60%
Balances $250,000.01 or more	0.60%	0.60%

Online High Yield Savings Account⁽¹⁾⁽⁶⁾

Why settle for less? Grow your long-term savings with our Online high-yield savings account. Keep banking as usual with your current checking account and let us take your savings to the next level. It's the perfect complement, not a complication.

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Deposit Product	Interest Rate	A.P.Y.
All Balances	4.25%	4.34%

Colonial Business Statement Savings Rates ⁽¹⁾⁽⁶⁾

This account offers local businesses an interest-bearing tool for growth, designed for future expansions, major purchases or emergency funds.

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Deposit Product	Interest Rate	A.P.Y.
Balances $0.01 to $50,000	0.60%	0.60%
Balances $50,000.01 - $250,000	0.60%	0.60%
Balances $250,000.01 or more	0.60%	0.60%

Colonial Platinum Personal Checking Rates ⁽¹⁾

An interest-bearing account ideal for individuals that keep a higher balance, offering benefits like monthly compounded interest, and no fees with maintained balance.

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Deposit Product	Interest Rate	A.P.Y.
Balances $0.01 to $50,000	0.80%	0.80%
Balances $50,000.01 - $250,000	1.20%	1.21%
Balances $250,000.01 or more	1.60%	1.61%

Colonial Business Platinum Checking Rates⁽¹⁾

This is an interest-bearing account with premium features, catering to businesses with higher balances, and providing cost-effective solutions.

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Deposit Product	Interest Rate	A.P.Y.
Balances $0.01 to $50,000	0.80%	0.80%
Balances $50,000.01 - $250,000	1.20%	1.21%
Balances $250,000.01 or more	1.60%	1.61%

Certificates of Deposit Rates ⁽²⁾⁽⁵⁾

Grow your money securely, offering a guaranteed interest rate when you choose to keep your funds with us for a specified duration.

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Deposit Product	Interest Rate	A.P.Y.
3 month CD's*	4.15%	4.24%
5 month CD's**	4.25%	4.34%
6 month CD's*	4.00%	4.08%
12 month CD's*	3.85%	3.93%
15 month CD's*	3.25%	3.30%
24 month CD's *	2.65%	2.69%
36 month CD's *	2.50%	2.53%
48 month CD's *	2.50%	2.53%
60 month CD's *	2.25%	2.28%

IRA/CD's Rates ⁽³⁾⁽⁵⁾

Deposit Product	Interest Rate	A.P.Y.
6 month IRA CD's*	4.00%	4.08%
12 month IRA CD's*	3.85%	3.93%
24 month IRA CD's *	2.65%	2.69%
36 month IRA CD's *	2.50%	2.53%
48 month IRA CD's *	2.50%	2.53%
60 month IRA CD's *	2.25%	2.28%

(1)Interest rate and Annual Percentage Yield (APY) may vary after account opened. Fees may reduce earnings.

(2) Substantial penalty for early withdrawal.

(3) Substantial penalty for early withdrawal and may be subject to IRS early withdrawal penalty. Refer to IRA disclosure statement for additional information.

Minimum balance to obtain APY

(5) CD's: $500.00

(6) Personal and Business Statement Savings: $0.01

*Offer maybe withdrawn at any time. Offer may not be available to Banks, Brokers or Companies. Interest can be paid semiannually or at maturity

**Annual Percentage Yield (APY) accurate as of March 5, 2025. Minimum balance to open the account and obtain the stated APY is $500 with a maximum balance of $250,000. Applicable for personal CD accounts only. Offer ends on or before May 31, 2025. A penalty may be applied for early withdrawal.

Find Our Best Rate: Explore Checking, Savings and More

Effective as of March 1, 2025

Colonial All In Checking ⁽¹⁾

Colonial Statement Personal Savings Rates⁽¹⁾⁽⁶⁾

Online High Yield Savings Account⁽¹⁾⁽⁶⁾

Colonial Business Statement Savings Rates ⁽¹⁾⁽⁶⁾

Colonial Platinum Personal Checking Rates ⁽¹⁾

Colonial Business Platinum Checking Rates⁽¹⁾

Certificates of Deposit Rates ⁽²⁾⁽⁵⁾

IRA/CD's Rates ⁽³⁾⁽⁵⁾

(1)Interest rate and Annual Percentage Yield (APY) may vary after account opened. Fees may reduce earnings.

(2) Substantial penalty for early withdrawal.

(3) Substantial penalty for early withdrawal and may be subject to IRS early withdrawal penalty. Refer to IRA disclosure statement for additional information.

Minimum balance to obtain APY

(5) CD's: $500.00

(6) Personal and Business Statement Savings: $0.01

*Offer maybe withdrawn at any time. Offer may not be available to Banks, Brokers or Companies. Interest can be paid semiannually or at maturity

**Annual Percentage Yield (APY) accurate as of March 5, 2025. Minimum balance to open the account and obtain the stated APY is $500 with a maximum balance of $250,000. Applicable for personal CD accounts only. Offer ends on or before May 31, 2025. A penalty may be applied for early withdrawal.

Digital Banking

Mobile Banking

Find Our Best Rate: Explore Checking, Savings and More

Effective as of March 1, 2025

Colonial All In Checking (1)

Colonial Statement Personal Savings Rates(1) (6)

Online High Yield Savings Account(1) (6)

Colonial Business Statement Savings Rates (1) (6)

Colonial Platinum Personal Checking Rates (1)

Colonial Business Platinum Checking Rates(1)

Certificates of Deposit Rates (2) (5)

IRA/CD's Rates (3)(5)

(1)Interest rate and Annual Percentage Yield (APY) may vary after account opened. Fees may reduce earnings.

(2) Substantial penalty for early withdrawal.

(3) Substantial penalty for early withdrawal and may be subject to IRS early withdrawal penalty. Refer to IRA disclosure statement for additional information.

Minimum balance to obtain APY

(5) CD's: $500.00

(6) Personal and Business Statement Savings: $0.01

*Offer maybe withdrawn at any time. Offer may not be available to Banks, Brokers or Companies. Interest can be paid semiannually or at maturity

**Annual Percentage Yield (APY) accurate as of March 5, 2025. Minimum balance to open the account and obtain the stated APY is $500 with a maximum balance of $250,000. Applicable for personal CD accounts only. Offer ends on or before May 31, 2025. A penalty may be applied for early withdrawal.

Digital Banking

Mobile Banking

Colonial All In Checking ⁽¹⁾

Colonial Statement Personal Savings Rates⁽¹⁾⁽⁶⁾

Online High Yield Savings Account⁽¹⁾⁽⁶⁾

Colonial Business Statement Savings Rates ⁽¹⁾⁽⁶⁾

Colonial Platinum Personal Checking Rates ⁽¹⁾

Colonial Business Platinum Checking Rates⁽¹⁾

Certificates of Deposit Rates ⁽²⁾⁽⁵⁾

IRA/CD's Rates ⁽³⁾⁽⁵⁾