Colonial Platinum Personal Checking
Elevate Your Banking with a Premium Checking Account
At 1st Colonial Community Bank, we're more than just a bank. We're your financial confidants, your Southern New Jersey and Southeastern Pennsylvania community partners, and your gateway to premium banking. We're proud to introduce our Colonial Platinum Personal Checking account, designed for those who understand the value of their money and seek to maximize their earnings.
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Amplify Your Earnings: The Power of an Interest Checking Account
An interest-bearing checking account is more than just a place to store your money. It's a tool that allows you to grow your wealth simply by maintaining a balance. With our Colonial Platinum Personal Checking account, you can enjoy the convenience of online and mobile banking, the flexibility of no monthly maintenance fee with a minimum balance, and the benefit of earning interest on your balance.
Platinum Features: Experience the Best in Banking
Our Colonial Platinum Personal Checking account comes with a host of premium features designed to enhance your banking experience:
- FREE Online, Mobile and Telephone Banking: Manage your finances on the go. Check your balance, deposit checks, transfer funds, view your transaction history, and set up account alerts, all from your device.
- Interest-Bearing Account: Grow your wealth simply by maintaining a balance in your account.
- No Monthly Maintenance Fee: Maintain a minimum daily balance of $2,500 and say goodbye to monthly maintenance fees.
- Variable Interest Rates: Your interest rate and annual percentage yield may change based on market conditions, allowing you the chance to benefit from rising rates. However, it's important to note that rates can also decrease.
- Send money directly from your account to friends and family with Zelle.
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Take the Next Step: Join the Platinum Experience. Open your account online.
Ready to elevate your banking experience? Open your Colonial Platinum Personal Checking account online today or reach out to us to set up an appointment at one of our branches in Collingswood, Westville or Limerick, PA. We're excited to welcome you to our community.
Frequently Asked Questions About Checking Accounts
What is an interest-bearing checking account?
An interest-bearing checking account is a type of account that pays you interest on the money you have in the account.
How is the interest on my account calculated?
Interest is calculated using the daily balance method, which applies a daily periodic rate to the collected balance in the account each day.
Can the interest rate on my account change?
Yes, the interest rate and annual percentage yield on your account may change at our discretion.
What documents do I need to open a checking account?
To open a checking account, you'll typically need a valid form of identification (like a driver's license or passport), proof of address (like a utility bill), and your Social Security number.
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