To our valued clients and members of the community,
In light of the events that led to the recent closure of Republic Bank, the team at 1st Colonial Community Bank wants you to have the highest level of confidence that we will be here for the long term and will continue to support your current and future banking needs. Our relationship banking focus ensures that we keep you top of mind when making strategic decisions. I am writing to you to reaffirm our commitment to always act in a responsible, safe, and compliant manner.
1st Colonial is a financially strong institution, with a very experienced management team that remains committed to you, our team, and our investors. We continue to operate with capital levels that are above the "well capitalized" regulatory definition and our capital ratios are consistently in the upper tier of our peer group. We're also focused on managing our everyday risks with the attention and sophistication of a superregional bank while remaining committed to community bank values.
We continue to make investments in our company with the sole purpose of delivering value-added products and services to all consumers and businesses in the markets we serve. We believe that by taking care of our Team Members, they will in turn continue to deliver the best service available to all of our customers.
We have the people and technology that will allow you to "bank your way" by opening new accounts online, visiting one of our branches, or we will gladly come to you at a time that is convenient.
Our online and mobile banking capabilities rival those of larger institutions, while maintaining the personal touch that you have come to expect from a true community bank. We are committed to providing market leading rates for deposits and loans, geared towards helping you achieve your financial goals.
Please let us know how we can continue to assist you with your financial needs, or if you would like to discuss the recent events and how 1st Colonial is different, including the steps we take to ensure the financial health of our company and the security of your deposits. We welcome and appreciate the opportunity to serve you.
Sincerely,
![](/portals/1stcolonialcommunitybank/BobSig.jpg)
Robert White, President & CEO
rwhite@1stcolonial.com
Office (856) 858-8402
Mobile (610) 613-0465