1st Colonial's All In Account
Simplify Your banking, Combine Checking & Savings In One
1st Colonial Community Bank’s All In account offers the convenience and accessibility of a checking account – AND the earning power of a high-yield savings account. Use online and mobile banking, your debit card, Zelle®, and online bill pay, while earning interest at an outstanding rate. There’s no catch, and no hassle – only a long list of outstanding benefits.
EARN 3.04% APY*
*Annual Percentage Yield as of 8/6/2024 is guaranteed to be in effect until at least 12/31/2024. The APY on this account may change after account opening and once the guaranteed period (if applicable) has expired without notice. $250 minimum balance required to open the account. Minimum deposit amount to earn stated APY is $.01. Applicable for consumers only. Fees could reduce earnings on the account. This is not a certificate of deposit. Offer may be withdrawn at any time. For FDIC insurance information, visit FDIC.gov.
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When it comes to service, we're all in
All of the convenience
All of the service
All of the earning power
In a single account.
Why Should You Consider an All In Account?
Typical Checking Accounts have lower interest rates than a savings account. Since your checking account is typically used for bills and is where paychecks are often direct-deposited, the bulk of your cash will often be held in checking to make sure you have enough for debit card transactions and automatic bills, limiting your cash in your savings account and causing you to miss out on interest earning opportunities.
People often try to counter this by shuffling funds between savings and checking, which can be tiresome and increase the chance of your checking account not having enough funds for a bill.
All In Account eliminates this hassle by giving your checking account the high-interest rate of a savings account. No need to shuffle funds between checking and savings. Keep all your cash in one account, enjoy the benefits of our online checking while still earning interest. It's a win-win!
Tailored Just For You With Features that Fit Your Lifestyle
Our 1st Colonial All In Account is packed with features and benefits designed to make your banking experience smooth and enjoyable:
- Low Initial Deposit: Begin your banking experience with us with as little as $250 to open.
- Zero Monthly Maintenance Fee: Say goodbye to monthly fees and hello to hassle-free banking.
- Free Digital Banking App: Online, Mobile and Telephone Banking allows you to manage your money on the go. Check your balance, deposit checks, transfer funds, view your transaction history, and set up account alerts, all from your device.
- Advanced Debit Card Security: If your card is used in a way that doesn't match your typical activity, you'll receive an instant alert to help protect you from fraud.
- Contactless Payments: Tap your card at any terminal and enjoy the security of encrypted payments, reducing the risk and enhancing hygiene in every transaction.
- Peer to Peer Payments with Zelle: Send money directly from your account to friends and family with Zelle.
- 55,000 Fee-Free ATMs: The Allpoint Network ensures that you can access your funds from anywhere without the worry of ATM fees.
- Free Checks: First order of checks on us. We'll get you started with your first set of checks for free.
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Join the 1st Colonial Family Today. Open Your Account Online.
Ready to experience the difference of banking with 1st Colonial? Open your account online today or reach out to us to set up an appointment at one of our branches in Collingswood, Westville or Limerick, PA . We're excited to welcome you to our community.
Frequently Asked Questions About Checking Accounts
What is a checking account?
A checking account is a type of bank account that lets you deposit and withdraw money, write checks, and make transactions with ease and convenience.
How can I open a checking account?
You can open a checking account online or by visiting one of our branches in Collingswood, Westville or Limerick, PA.
What is online and mobile banking?
Online and mobile banking let you manage your account, make transactions, and keep an eye on your balance from your computer or mobile device.
What documents do I need to open a checking account?
To open a checking account, you'll typically need a valid form of identification (like a driver's license or passport), proof of address (like a utility bill), and your Social Security number.
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